:root{--cream:#faf8f4;--cream-soft:#f5f1e8;--white:#fff;--navy:#1e3a5f;--navy-soft:#2a4d7a;--navy-deep:#152d4d;--gold:#c9a85c;--gold-deep:#a8872f;--gold-soft:#e8d49a;--ink:#1e3a5f;--body:#4a4a5a;--muted:#6b6b7c;--line:#f0ece6;--line-strong:#e5dfd1;--f-display:var(--font-playfair), "Playfair Display", Georgia, serif;--f-body:var(--font-oswald), "Oswald", sans-serif;--r-sm:8px;--r-md:14px;--r-lg:20px;--sh-sm:0 1px 3px #0b1f3f14, 0 4px 12px #0b1f3f0f;--sh-md:0 4px 20px #0b1f3f1a, 0 8px 32px #0b1f3f12;--sh-lg:0 12px 40px #0b1f3f1f, 0 20px 60px #0b1f3f14;--sh-hover:0 16px 48px #0b1f3f29, 0 24px 72px #0b1f3f1a;--sh-glow:0 0 0 1px #c9a85c1f, 0 8px 32px #0b1f3f1a;--ease:cubic-bezier(.4, 0, .2, 1);--t-fast:.15s var(--ease);--t-med:.26s var(--ease)}.trrp-body{background:var(--cream);color:var(--body);font-family:var(--f-body);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizelegibility;font-size:16px;line-height:1.6}.trrp-body *,.trrp-body :before,.trrp-body :after{box-sizing:border-box}.trrp-body :focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}.trrp-nav-root{z-index:50;background:var(--navy);-webkit-backdrop-filter:saturate(1.1);backdrop-filter:saturate(1.1);border-bottom:1px solid #c9a85c26;position:sticky;top:0;box-shadow:0 2px 20px #00000026}.trrp-nav{justify-content:space-between;align-items:center;gap:24px;max-width:1200px;height:84px;margin:0 auto;padding:10px 24px;display:flex}.trrp-logo{color:#fff;white-space:nowrap;align-items:center;gap:14px;text-decoration:none;display:flex}.trrp-logo-text{font-family:var(--f-display);letter-spacing:.01em;color:#ffffffeb;font-size:22px;font-weight:400}.trrp-logo em{color:var(--gold-deep);font-style:italic;font-weight:700}.trrp-logo-img{flex-shrink:0;width:auto;height:72px;display:block}@media (max-width:599px){.trrp-logo-text{display:none}}.trrp-nav-links{font-family:var(--f-body);align-items:center;gap:32px;font-size:14px;font-weight:500;display:none}@media (min-width:900px){.trrp-nav-links{display:flex}}.trrp-nav-links a{color:#ffffffc7;transition:color var(--t-fast);letter-spacing:.02em;padding:8px 0;text-decoration:none;position:relative}.trrp-nav-links a:after{content:"";background:var(--gold);transform-origin:50%;height:2px;transition:transform var(--t-med);position:absolute;bottom:0;left:0;right:0;transform:scaleX(0)}.trrp-nav-links a:hover{color:#fff}.trrp-nav-links a:hover:after{transform:scaleX(1)}.trrp-nav-cta{background:linear-gradient(135deg, var(--gold) 0%, #d4b56a 100%);letter-spacing:.04em;text-transform:uppercase;transition:all var(--t-med);border:1px solid #c9a85c66;border-radius:999px;align-items:center;gap:8px;display:inline-flex;box-shadow:0 2px 8px #c9a85c4d,inset 0 1px #fff3;color:var(--navy-deep)!important;font-family:var(--f-body)!important;padding:10px 22px!important;font-size:13px!important;font-weight:600!important}.trrp-nav-cta:hover{background:linear-gradient(135deg, #d4b56a 0%, var(--gold) 100%);transform:translateY(-1px);box-shadow:0 6px 20px #c9a85c66,inset 0 1px #fff3;color:var(--navy-deep)!important}.trrp-nav-mobile{align-items:center;gap:12px;display:flex}@media (min-width:900px){.trrp-nav-mobile{display:none}}.trrp-nav-mobile summary{cursor:pointer;color:#fff;border:1px solid #ffffff2e;border-radius:8px;justify-content:center;align-items:center;width:40px;height:40px;list-style:none;display:flex}.trrp-nav-mobile summary::-webkit-details-marker{display:none}.trrp-nav-mobile[open]>summary{background:#ffffff0f}.trrp-nav-mobile-panel{background:var(--navy);box-shadow:var(--sh-lg);border-top:1px solid #c9a85c33;flex-direction:column;gap:4px;padding:20px 24px 28px;display:flex;position:absolute;top:100%;left:0;right:0}.trrp-nav-mobile-panel a{color:#ffffffe6;font-size:16px;font-weight:500;font-family:var(--f-body);border-bottom:1px solid #ffffff0f;border-radius:8px;padding:14px 12px;text-decoration:none}.trrp-nav-mobile-panel a:last-child{border-bottom:none}.trrp-nav-mobile-panel a:hover{color:var(--gold);background:#c9a85c1a}.trrp-page{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizelegibility;min-height:100vh;font-size:16px;line-height:1.6;background:var(--cream)!important;font-family:var(--f-body)!important;color:var(--body)!important}.trrp-container{max-width:1200px;margin:0 auto;padding:0 24px}.trrp-container-sm{max-width:760px;margin:0 auto;padding:0 24px}.trrp-container-md{max-width:960px;margin:0 auto;padding:0 24px}.trrp-section{padding:80px 0}.trrp-section-tight{padding:48px 0}@media (max-width:768px){.trrp-section{padding:56px 0}.trrp-section-tight{padding:32px 0}}.trrp-eyebrow{text-transform:uppercase;letter-spacing:.03em;color:var(--gold-deep);margin-bottom:16px;font-size:12px;font-weight:700;display:inline-block}.trrp-h1{font-family:var(--f-display);letter-spacing:-.02em;color:var(--ink);margin:0 0 20px;font-size:clamp(36px,5.5vw,64px);font-weight:700;line-height:1.05}.trrp-h1 em{color:var(--gold-deep);font-style:italic;font-weight:700}.trrp-h2{font-family:var(--f-display);letter-spacing:-.015em;color:var(--ink);margin:0 0 16px;font-size:clamp(28px,3.5vw,40px);font-weight:700;line-height:1.15}.trrp-h3{font-family:var(--f-body);color:var(--ink);margin:0 0 12px;font-size:22px;font-weight:700;line-height:1.25}.trrp-lede{color:var(--body);max-width:680px;margin:0 0 32px;font-size:clamp(17px,1.6vw,20px);line-height:1.55}.trrp-section-title{font-family:var(--f-display);color:var(--ink);letter-spacing:-.01em;margin:0 0 8px;font-size:clamp(26px,3vw,36px);font-weight:700}.trrp-section-sub{color:var(--muted);max-width:640px;margin:0 0 32px;font-size:16px}.trrp-btn{font-family:var(--f-body);cursor:pointer;transition:all var(--t-fast);white-space:nowrap;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:14px 26px;font-size:15px;font-weight:600;text-decoration:none;display:inline-flex}.trrp-btn-primary{background:var(--navy);color:#fff;box-shadow:var(--sh-sm)}.trrp-btn-primary:hover{background:var(--navy-soft);box-shadow:var(--sh-md);transform:translateY(-1px)}.trrp-btn-gold{background:var(--gold);color:var(--navy-deep);box-shadow:0 2px 8px #c9a85c40}.trrp-btn-gold:hover{background:var(--gold-soft);transform:translateY(-1px);box-shadow:0 8px 20px #c9a85c59}.trrp-btn-ghost{color:var(--navy);border-color:var(--line-strong);background:0 0}.trrp-btn-ghost:hover{background:var(--white);border-color:var(--navy)}.trrp-btn-lg{padding:18px 34px;font-size:16px}.trrp-btn-sm{padding:10px 18px;font-size:13px}.trrp-btn-row{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.trrp-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);transition:all var(--t-med);box-shadow:var(--sh-sm);padding:28px}.trrp-card:hover{border-color:var(--line-strong);box-shadow:var(--sh-hover);transform:translateY(-2px)}.trrp-card-link{color:inherit;text-decoration:none;display:block}.trrp-card h3{font-family:var(--f-body);color:var(--ink);letter-spacing:-.005em;margin:0 0 10px;font-size:20px;font-weight:700}.trrp-card p{color:var(--body);margin:0;font-size:15px;line-height:1.6}.trrp-card a{color:var(--gold-deep);font-weight:600;text-decoration:none}.trrp-card a:hover{text-decoration:underline}.trrp-article-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);transition:all var(--t-med);box-shadow:var(--sh-sm);flex-direction:column;height:100%;text-decoration:none;display:flex;overflow:hidden}.trrp-article-card:hover{border-color:var(--line-strong);box-shadow:var(--sh-hover);transform:translateY(-3px)}.trrp-article-card:hover .trrp-article-title{color:var(--gold-deep)}.trrp-article-img{aspect-ratio:16/10;background:var(--cream-soft);position:relative;overflow:hidden}.trrp-article-img img{object-fit:cover;object-position:center top;width:100%;height:100%;transition:transform .6s var(--ease)}.trrp-article-img-fallback{background:linear-gradient(135deg, var(--navy), var(--navy-soft));width:100%;height:100%;color:var(--gold);font-family:var(--f-display);letter-spacing:.04em;text-transform:uppercase;flex-direction:column;justify-content:center;align-items:center;gap:8px;font-size:14px;font-weight:600;display:flex}.trrp-article-body{flex-direction:column;flex:1;min-height:160px;padding:20px 24px 24px;display:flex}.trrp-article-tag{text-transform:uppercase;letter-spacing:.03em;color:var(--gold-deep);margin-bottom:8px;font-size:11px;font-weight:700;display:inline-block}.trrp-article-title{font-family:var(--f-body);color:var(--ink);letter-spacing:-.005em;transition:color var(--t-fast);-webkit-line-clamp:3;-webkit-box-orient:vertical;margin:0 0 8px;font-size:18px;font-weight:700;line-height:1.3;display:-webkit-box;overflow:hidden}.trrp-article-excerpt{color:var(--body);-webkit-line-clamp:2;-webkit-box-orient:vertical;flex:1;margin:0 0 12px;font-size:14px;line-height:1.55;display:-webkit-box;overflow:hidden}.trrp-article-meta{color:var(--muted);border-top:1px solid var(--line);text-transform:uppercase;letter-spacing:.03em;margin-top:auto;padding-top:12px;font-size:12px;font-weight:600}.trrp-article-card-featured .trrp-article-title{-webkit-line-clamp:unset;font-size:26px}.trrp-article-card-featured .trrp-article-excerpt{-webkit-line-clamp:3}@media (min-width:900px){.trrp-article-card-featured{grid-template-columns:1.2fr 1fr;display:grid}.trrp-article-card-featured .trrp-article-img{aspect-ratio:auto;height:100%}}.trrp-topic-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);transition:all var(--t-med);box-shadow:var(--sh-sm);padding:28px 26px;text-decoration:none;display:block;position:relative;overflow:hidden}.trrp-topic-card:before{content:"";background:var(--gold);transform-origin:0;height:3px;transition:transform var(--t-med);position:absolute;top:0;left:0;right:0;transform:scaleX(0)}.trrp-topic-card:hover{border-color:var(--line-strong);box-shadow:var(--sh-hover);transform:translateY(-3px)}.trrp-topic-card:hover:before{transform:scaleX(1)}.trrp-topic-icon{background:var(--cream-soft);width:48px;height:48px;color:var(--gold-deep);border-radius:12px;justify-content:center;align-items:center;margin-bottom:18px;font-size:22px;display:flex}.trrp-topic-name{font-family:var(--f-body);color:var(--ink);letter-spacing:-.005em;margin:0 0 8px;font-size:20px;font-weight:700}.trrp-topic-desc{color:var(--body);margin:0 0 14px;font-size:14px;line-height:1.55}.trrp-topic-count{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;font-size:12px;font-weight:600}.trrp-grid{grid-template-columns:1fr;gap:24px;display:grid}@media (min-width:640px){.trrp-grid-2{grid-template-columns:repeat(2,1fr)}}@media (min-width:900px){.trrp-grid-3{grid-template-columns:repeat(3,1fr)}.trrp-grid-4{grid-template-columns:repeat(4,1fr)}}@media (min-width:640px) and (max-width:899px){.trrp-grid-3,.trrp-grid-4{grid-template-columns:repeat(2,1fr)}}.trrp-badge{text-transform:uppercase;letter-spacing:.03em;color:var(--gold-deep);background:#c9a85c1f;border:1px solid #c9a85c40;border-radius:999px;align-items:center;gap:6px;padding:5px 12px;font-size:11px;font-weight:700;display:inline-flex}.trrp-badge-navy{color:var(--navy);background:#0b1f3f0f;border-color:#0b1f3f24}.trrp-callout{background:linear-gradient(135deg, var(--navy), var(--navy-soft));color:#fff;border-radius:var(--r-md);border-left:4px solid var(--gold);box-shadow:var(--sh-md);margin:32px 0;padding:32px 36px}.trrp-callout-label{text-transform:uppercase;letter-spacing:.03em;color:var(--gold);margin-bottom:10px;font-size:11px;font-weight:700}.trrp-callout-body{font-family:var(--f-body);color:#fff;margin:0;font-size:20px;line-height:1.4}.trrp-hero{background:radial-gradient(ellipse at top right, #c9a85c14, transparent 60%), radial-gradient(ellipse at bottom left, #0b1f3f0a, transparent 60%), var(--cream);border-bottom:1px solid var(--line);padding:88px 0 64px;position:relative;overflow:hidden}@media (max-width:768px){.trrp-hero{padding:56px 0 48px}}.trrp-hero:before{content:"";pointer-events:none;background-image:linear-gradient(#0b1f3f05 1px,#0000 1px),linear-gradient(90deg,#0b1f3f05 1px,#0000 1px);background-size:32px 32px;position:absolute;inset:0}.trrp-hero-inner{max-width:820px;position:relative}.trrp-stats{background:var(--navy);color:#fff;padding:48px 0;position:relative;overflow:hidden}.trrp-stats:before{content:"";pointer-events:none;background:radial-gradient(at 0 0,#c9a85c1a,#0000 60%);position:absolute;inset:0}.trrp-stats-inner{text-align:center;grid-template-columns:1fr;gap:24px;display:grid;position:relative}@media (min-width:700px){.trrp-stats-inner{grid-template-columns:repeat(3,1fr)}}.trrp-stat-num{font-family:var(--f-display);color:var(--gold);letter-spacing:-.02em;margin:0 0 4px;font-size:clamp(36px,5vw,52px);font-weight:700}.trrp-stat-label{color:#ffffffbf;text-transform:uppercase;letter-spacing:.04em;font-size:13px;font-weight:500}.trrp-newsletter{background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-md);text-align:center;max-width:720px;margin:0 auto;padding:48px 40px;position:relative;overflow:hidden}.trrp-newsletter:before{content:"";background:linear-gradient(90deg, var(--gold), var(--gold-deep));height:4px;position:absolute;top:0;left:0;right:0}.trrp-newsletter h3{font-family:var(--f-display);color:var(--ink);margin:0 0 10px;font-size:28px;font-weight:700}.trrp-newsletter p{color:var(--body);margin:0 0 24px;font-size:15px}.trrp-newsletter-form{flex-wrap:wrap;gap:10px;max-width:460px;margin:0 auto;display:flex}.trrp-newsletter-form input{border:1px solid var(--line-strong);background:var(--cream);min-width:220px;color:var(--ink);transition:all var(--t-fast);border-radius:999px;flex:1;padding:14px 18px;font-family:inherit;font-size:15px}.trrp-newsletter-form input:focus{border-color:var(--gold);background:#fff;outline:none;box-shadow:0 0 0 3px #c9a85c2e}.trrp-cta-bar{background:linear-gradient(135deg, var(--gold), #d4b56a);text-align:center;border-radius:var(--r-lg);box-shadow:var(--sh-lg);padding:48px 32px;position:relative;overflow:hidden}.trrp-cta-bar:before{content:"";pointer-events:none;background:radial-gradient(#0000,#0b1f3f14);position:absolute;inset:0}.trrp-cta-bar-inner{position:relative}.trrp-cta-bar h2{font-family:var(--f-display);color:var(--navy-deep);letter-spacing:-.01em;margin:0 0 10px;font-size:clamp(24px,3vw,34px);font-weight:700}.trrp-cta-bar p{color:#061327c7;max-width:560px;margin:0 auto 24px;font-size:16px}.trrp-cta-bar .trrp-btn-primary{background:var(--navy-deep);color:var(--gold)}.trrp-cta-bar .trrp-btn-primary:hover{background:var(--navy)}.trrp-pills{flex-wrap:wrap;gap:10px;margin:0 0 8px;display:flex}.trrp-pill{background:var(--white);border:1px solid var(--line-strong);color:var(--navy);transition:all var(--t-fast);border-radius:999px;align-items:center;gap:6px;padding:10px 18px;font-size:14px;font-weight:600;text-decoration:none;display:inline-flex}.trrp-pill:hover{background:var(--navy);color:#fff;border-color:var(--navy);transform:translateY(-1px)}.trrp-footer{background:var(--navy-deep);color:#ffffffb8;margin-top:0;padding:64px 0 32px;font-size:14px}.trrp-footer-grid{grid-template-columns:1fr;gap:40px;margin-bottom:48px;display:grid}@media (min-width:700px){.trrp-footer-grid{grid-template-columns:1.3fr 1fr 1fr 1fr}}.trrp-footer h4{font-family:var(--f-body);text-transform:uppercase;letter-spacing:.07em;color:var(--gold);margin:0 0 18px;font-size:12px;font-weight:700}.trrp-footer-col a{color:#ffffffb8;transition:color var(--t-fast);padding:6px 0;text-decoration:none;display:block}.trrp-footer-col a:hover{color:var(--gold)}.trrp-footer-brand{max-width:300px}.trrp-footer-brand p{color:#fff9;margin:14px 0 0;font-size:13px;line-height:1.6}.trrp-footer-bottom{color:#ffffff80;border-top:1px solid #ffffff1a;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;padding-top:28px;font-size:12px;display:flex}.trrp-footer-bottom a{color:#ffffffb3;margin:0 8px;text-decoration:none}.trrp-footer-bottom a:hover{color:var(--gold)}.trrp-disclaimer{color:#ffffff73;text-align:center;max-width:820px;margin:24px auto 0;font-size:11px;line-height:1.6}.trrp-keyfacts{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--r-md);box-shadow:var(--sh-sm);padding:28px 32px}.trrp-keyfacts h3{font-family:var(--f-body);text-transform:uppercase;letter-spacing:.07em;color:var(--gold-deep);margin:0 0 16px;font-size:12px;font-weight:700}.trrp-keyfacts dl{gap:14px;margin:0;display:grid}.trrp-keyfacts dt{color:var(--muted);font-size:13px;font-weight:500}.trrp-keyfacts dd{font-family:var(--f-display);color:var(--ink);margin:2px 0 0;font-size:22px;font-weight:700}.trrp-prose{max-width:720px;color:var(--body);font-size:17px;line-height:1.75}.trrp-prose h2{font-family:var(--f-display);color:var(--ink);letter-spacing:-.01em;margin:48px 0 16px;font-size:32px;font-weight:700}.trrp-prose h3{font-family:var(--f-body);color:var(--ink);margin:36px 0 12px;font-size:24px;font-weight:700}.trrp-prose p{margin:0 0 20px}.trrp-prose a{color:var(--gold-deep);text-underline-offset:3px;text-decoration:underline}.trrp-prose ul,.trrp-prose ol{margin:0 0 20px 24px}.trrp-prose li{margin-bottom:8px}.trrp-prose strong{color:var(--ink);font-weight:700}.trrp-prose img{border-radius:var(--r-sm);max-width:100%;height:auto;margin:16px 0;display:block}.trrp-prose table{border-collapse:collapse;width:100%;margin:20px 0;font-size:15px}.trrp-prose th,.trrp-prose td{border:1px solid var(--line);text-align:left;padding:10px 14px}.trrp-prose th{background:var(--cream-soft);color:var(--ink);font-weight:700}.trrp-prose blockquote{border-left:3px solid var(--gold);font-family:var(--f-body);color:var(--ink);margin:28px 0;padding:4px 0 4px 24px;font-size:22px;font-style:italic;line-height:1.4}.trrp-legal{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--r-lg);max-width:820px;box-shadow:var(--sh-md);margin:56px auto;padding:56px 48px}.trrp-legal h1{font-family:var(--f-display);color:var(--ink);letter-spacing:-.01em;margin:0 0 8px;font-size:40px;font-weight:700}.trrp-legal h2{font-family:var(--f-body);color:var(--ink);margin:36px 0 10px;font-size:22px;font-weight:700}.trrp-legal p{color:var(--body);margin:0 0 14px;font-size:15px;line-height:1.7}.trrp-legal ul{color:var(--body);margin:0 0 14px 20px;font-size:15px;line-height:1.7}.trrp-legal .updated{color:var(--gold-deep);text-transform:uppercase;letter-spacing:.07em;margin-bottom:24px;font-size:11px;font-weight:700;display:inline-block}.trrp-wrap{max-width:1100px;margin:0 auto;padding:56px 24px 80px}.trrp-advisor-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);box-shadow:var(--sh-sm);transition:all var(--t-med);align-items:flex-start;gap:20px;padding:28px;display:flex}.trrp-advisor-card:hover{box-shadow:var(--sh-hover);border-color:var(--line-strong);transform:translateY(-2px)}.trrp-advisor-avatar{background:var(--navy);width:72px;height:72px;color:var(--gold);font-family:var(--f-display);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:24px;font-weight:700;display:flex}.trrp-advisor-info{flex:1;min-width:0}.trrp-advisor-name{font-family:var(--f-body);color:var(--ink);margin:0 0 3px;font-size:20px;font-weight:700}.trrp-advisor-company{color:var(--muted);margin:0 0 10px;font-size:13px}.trrp-advisor-tag{color:var(--gold-deep);text-transform:uppercase;letter-spacing:.04em;background:#c9a85c1f;border:1px solid #c9a85c40;border-radius:999px;padding:4px 10px;font-size:10px;font-weight:700;display:inline-block}.trrp-faq-item{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);box-shadow:var(--sh-sm);transition:all var(--t-fast);margin-bottom:14px;padding:26px 30px}.trrp-faq-item:hover{box-shadow:var(--sh-md);border-color:var(--line-strong)}.trrp-faq-q{font-family:var(--f-body);color:var(--ink);margin:0 0 8px;font-size:20px;font-weight:700}.trrp-faq-a{color:var(--body);margin:0;font-size:15px;line-height:1.65}.trrp-hero-card{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--r-lg);box-shadow:var(--sh-md);padding:56px 48px}.trrp-hero-title{font-family:var(--f-display);color:var(--ink);letter-spacing:-.015em;margin:0 0 16px;font-size:clamp(36px,5vw,54px);font-weight:700;line-height:1.08}.trrp-hero-title em{color:var(--gold-deep);font-style:italic}.trrp-hero-sub{color:var(--body);max-width:680px;margin:0 0 28px;font-size:18px;line-height:1.6}@media (min-width:980px){.blog-layout{grid-template-columns:1fr 280px!important;gap:56px!important}.blog-layout>aside{align-self:start;position:sticky;top:90px;margin-top:0!important}}.trrp-hero-photo{border-bottom:1px solid var(--line);padding:120px 0 100px;position:relative;overflow:hidden}.trrp-hero-photo:before{content:"";background-image:var(--trrp-hero-bg);opacity:.5;filter:saturate(.9)contrast(1.05);background-position:50% 40%;background-size:cover;position:absolute;inset:0}.trrp-hero-photo:after{content:"";background:linear-gradient(180deg, #faf8f4bf 0%, #faf8f459 30%, #faf8f4a6 80%, var(--cream) 100%), linear-gradient(90deg, #faf8f4d9, #faf8f40d 55%);pointer-events:none;position:absolute;inset:0}.trrp-hero-photo>.trrp-container{z-index:2;position:relative}.trrp-hero-photo .trrp-h1,.trrp-hero-photo .trrp-lede{text-shadow:0 1px #faf8f466}@media (max-width:768px){.trrp-hero-photo{padding:72px 0 64px}}.trrp-topic-card-photo{padding:0;overflow:hidden}.trrp-topic-card-photo .trrp-topic-card-img{aspect-ratio:16/10;background:var(--cream-soft);position:relative;overflow:hidden}.trrp-topic-card-photo .trrp-topic-card-img img{object-fit:cover;width:100%;height:100%;transition:transform .6s var(--ease);display:block}.trrp-topic-card-photo:hover .trrp-topic-card-img img{transform:scale(1.04)}.trrp-topic-card-photo .trrp-topic-card-img:after{content:"";pointer-events:none;background:linear-gradient(#0000 45%,#0b1f3f59 100%);position:absolute;inset:0}.trrp-topic-card-photo .trrp-topic-card-body{padding:24px 26px 28px}.trrp-topic-card-photo .trrp-topic-icon{width:40px;height:40px;margin-bottom:14px}.trrp-stats-photo{padding:80px 0;position:relative;overflow:hidden}.trrp-stats-photo:before{content:"";background-image:var(--trrp-stats-bg);opacity:.12;mix-blend-mode:screen;background-position:50%;background-size:cover;position:absolute;inset:0}.trrp-stats-photo>.trrp-container{z-index:2;position:relative}.trrp-article-card:hover .trrp-article-img img{transform:scale(1.02)}@media (prefers-reduced-motion:reduce){.trrp-topic-card-photo .trrp-topic-card-img img,.trrp-article-card .trrp-article-img img{transition:none!important;transform:none!important}}.trrp-trust-bar{background:var(--white);border-bottom:1px solid var(--line);padding:12px 0}.trrp-trust-bar-inner{max-width:1200px;color:var(--muted);flex-wrap:wrap;justify-content:center;align-items:center;gap:10px;margin:0 auto;padding:0 24px;font-size:12px;display:flex}.trrp-trust-bar-label{text-transform:uppercase;letter-spacing:.03em;color:var(--body);font-size:11px;font-weight:600}.trrp-trust-bar-logos{align-items:center;gap:20px;display:flex}.trrp-trust-bar-logos span{font-family:var(--f-body);color:var(--muted);opacity:.55;letter-spacing:-.01em;font-size:14px;font-weight:700}@media (max-width:640px){.trrp-trust-bar-logos{gap:14px}.trrp-trust-bar-logos span{font-size:12px}}.trrp-breadcrumb{padding:16px 0 0;font-size:13px}.trrp-breadcrumb-inner{flex-wrap:wrap;align-items:center;gap:6px;max-width:1200px;margin:0 auto;padding:0 24px;display:flex}.trrp-breadcrumb a{color:var(--muted);transition:color var(--t-fast);text-decoration:none}.trrp-breadcrumb a:hover{color:var(--gold-deep)}.trrp-breadcrumb-sep{color:var(--line-strong);-webkit-user-select:none;user-select:none;font-size:10px}.trrp-breadcrumb-current{color:var(--ink);font-weight:500}.trrp-byline{border-top:1px solid var(--line);border-bottom:1px solid var(--line);align-items:center;gap:14px;margin:20px 0 32px;padding:16px 0;display:flex}.trrp-byline-avatar{background:var(--navy);width:44px;height:44px;color:var(--gold);font-family:var(--f-display);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:16px;font-weight:700;display:flex}.trrp-byline-info{flex:1;min-width:0}.trrp-byline-name{color:var(--ink);font-size:14px;font-weight:600}.trrp-byline-cred{color:var(--muted);margin-top:1px;font-size:12px}.trrp-takeaways{border-radius:var(--r-md);background:#f4f8f4;border:1px solid #d6e4d6;margin-bottom:36px;padding:24px 28px}.trrp-takeaways-title{font-family:var(--f-body);text-transform:uppercase;letter-spacing:.04em;color:#3a6e3a;align-items:center;gap:8px;margin:0 0 14px;font-size:13px;font-weight:700;display:flex}.trrp-takeaways ul{color:var(--body);margin:0;padding:0 0 0 20px;font-size:15px;line-height:1.65}.trrp-takeaways li{margin-bottom:8px}.trrp-takeaways li:last-child{margin-bottom:0}.trrp-topic-nav{background:var(--cream);border-bottom:1px solid var(--line);-webkit-overflow-scrolling:touch;scrollbar-width:none;overflow-x:auto}.trrp-topic-nav::-webkit-scrollbar{display:none}.trrp-topic-nav-inner{align-items:center;gap:8px;max-width:1200px;margin:0 auto;padding:12px 24px;display:flex}.trrp-topic-nav a{font-size:13px;font-weight:600;font-family:var(--f-body);color:var(--navy);white-space:nowrap;background:var(--white);border:1px solid var(--line-strong);transition:all var(--t-fast);border-radius:999px;align-items:center;gap:7px;padding:9px 16px;text-decoration:none;display:inline-flex;box-shadow:0 1px 3px #0b1f3f0a}.trrp-topic-nav a svg{color:var(--gold-deep);flex-shrink:0}.trrp-topic-nav a:hover{background:var(--navy);color:#fff;border-color:var(--navy);transform:translateY(-1px);box-shadow:0 4px 12px #0b1f3f26}.trrp-topic-nav a:hover svg{color:var(--gold-soft)}@media (max-width:768px){.trrp-topic-nav-inner{gap:6px;padding:10px 16px}.trrp-topic-nav a{padding:8px 12px;font-size:12px}}.trrp-tool-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);transition:all var(--t-med);box-shadow:var(--sh-sm);align-items:center;gap:20px;padding:24px;text-decoration:none;display:flex}.trrp-tool-card:hover{border-color:var(--gold);box-shadow:var(--sh-md);transform:translateY(-2px)}.trrp-tool-card-icon{background:linear-gradient(135deg, var(--navy), var(--navy-soft));width:52px;height:52px;color:var(--gold);border-radius:14px;flex-shrink:0;justify-content:center;align-items:center;display:flex}.trrp-tool-card-body{flex:1;min-width:0}.trrp-tool-card-title{font-family:var(--f-body);color:var(--ink);margin:0 0 4px;font-size:17px;font-weight:700}.trrp-tool-card-desc{color:var(--muted);margin:0;font-size:13px;line-height:1.5}.trrp-tool-card-arrow{color:var(--gold-deep);transition:transform var(--t-fast);flex-shrink:0;font-size:18px;font-weight:600}.trrp-tool-card:hover .trrp-tool-card-arrow{transform:translate(3px)}.trrp-soft-cta{background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);text-align:center;box-shadow:var(--sh-sm);padding:48px 36px}.trrp-soft-cta-title{font-family:var(--f-display);color:var(--ink);margin:0 0 10px;font-size:24px;font-weight:700}.trrp-soft-cta-sub{color:var(--body);max-width:520px;margin:0 auto 24px;font-size:15px}.trrp-feature-grid{grid-template-columns:1fr;gap:24px;display:grid}@media (min-width:900px){.trrp-feature-grid{grid-template-rows:1fr 1fr;grid-template-columns:1.4fr 1fr}.trrp-feature-grid>:first-child{grid-row:1/3}.trrp-feature-grid>:first-child .trrp-article-img{aspect-ratio:4/3}.trrp-feature-grid>:first-child .trrp-article-title{-webkit-line-clamp:unset;font-size:24px}.trrp-feature-grid>:first-child .trrp-article-excerpt{-webkit-line-clamp:3}}.trrp-content-layout{grid-template-columns:1fr;align-items:start;gap:40px;display:grid}@media (min-width:980px){.trrp-content-layout{grid-template-columns:1fr 260px;gap:48px}.trrp-content-layout>aside{position:sticky;top:80px}}.trrp-toc{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);padding:20px 24px}.trrp-toc-title{font-family:var(--f-body);text-transform:uppercase;letter-spacing:.07em;color:var(--muted);margin:0 0 14px;font-size:11px;font-weight:700}.trrp-toc-list{margin:0;padding:0;list-style:none}.trrp-toc-list a{color:var(--body);border-left:2px solid var(--line);transition:all var(--t-fast);padding:6px 0 6px 12px;font-size:13px;line-height:1.4;text-decoration:none;display:block}.trrp-toc-list a:hover{color:var(--gold-deep);border-left-color:var(--gold)}.trrp-topic-compact{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);transition:all var(--t-med);box-shadow:var(--sh-sm);padding:24px;text-decoration:none;display:block;position:relative}.trrp-topic-compact:after{content:"→";color:var(--gold-deep);opacity:0;transition:opacity var(--t-fast);font-size:16px;position:absolute;top:24px;right:24px}.trrp-topic-compact:hover{border-color:var(--gold);box-shadow:var(--sh-md);transform:translateY(-2px)}.trrp-topic-compact:hover:after{opacity:1}.trrp-topic-compact-icon{background:var(--cream-soft);width:40px;height:40px;color:var(--gold-deep);border-radius:10px;justify-content:center;align-items:center;margin-bottom:14px;display:flex}.trrp-topic-compact-name{font-family:var(--f-body);color:var(--ink);margin:0 0 6px;font-size:18px;font-weight:700}.trrp-topic-compact-desc{color:var(--body);margin:0 0 10px;font-size:13px;line-height:1.5}.trrp-topic-compact-count{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;font-size:11px;font-weight:600}.trrp-hero-editorial{background:var(--cream);border-bottom:1px solid var(--line);padding:48px 0 40px}.trrp-hero-editorial .trrp-h1{margin-bottom:16px;font-size:clamp(32px,4.5vw,52px)}.trrp-hero-editorial .trrp-lede{margin-bottom:0;font-size:clamp(16px,1.4vw,18px)}.trrp-stats-inline{border-top:1px solid var(--line);flex-wrap:wrap;gap:40px;margin-top:24px;padding:24px 0;display:flex}.trrp-stats-inline-item{flex-direction:column;display:flex}.trrp-stats-inline-num{font-family:var(--f-display);color:var(--navy);font-size:28px;font-weight:700}.trrp-stats-inline-label{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;font-size:12px;font-weight:500}.trrp-faq-accordion{gap:0;display:grid}.trrp-faq-acc-item{border-bottom:1px solid var(--line)}.trrp-faq-acc-item:first-child{border-top:1px solid var(--line)}.trrp-faq-acc-trigger{cursor:pointer;text-align:left;width:100%;font-family:var(--f-body);color:var(--ink);transition:color var(--t-fast);background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;padding:20px 4px;font-size:17px;font-weight:700;line-height:1.35;display:flex}.trrp-faq-acc-trigger:hover{color:var(--gold-deep)}.trrp-faq-acc-q{flex:1}.trrp-faq-acc-icon{background:var(--cream-soft);width:28px;height:28px;color:var(--gold-deep);transition:background var(--t-fast);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:18px;font-weight:400;display:flex}.trrp-faq-acc-open .trrp-faq-acc-icon{background:var(--gold);color:var(--navy-deep)}.trrp-faq-acc-body{color:var(--body);padding:0 4px 20px;font-size:15px;line-height:1.65}.trrp-faq-acc-body p{margin:0 0 12px}.trrp-faq-acc-link{color:var(--gold-deep);transition:color var(--t-fast);align-items:center;gap:4px;font-size:13px;font-weight:600;text-decoration:none;display:inline-flex}.trrp-faq-acc-link:hover{color:var(--navy)}.trrp-glossary{grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:16px;display:grid}.trrp-glossary-item{background:var(--white);border:1px solid var(--line);border-radius:var(--r-sm);transition:all var(--t-fast);padding:16px 20px;text-decoration:none;display:block}.trrp-glossary-item:hover{border-color:var(--gold);background:var(--cream-soft)}.trrp-glossary-term{font-family:var(--f-body);color:var(--ink);margin:0 0 4px;font-size:16px;font-weight:700}.trrp-glossary-def{color:var(--muted);-webkit-line-clamp:2;-webkit-box-orient:vertical;margin:0;font-size:13px;line-height:1.5;display:-webkit-box;overflow:hidden}.trrp-series-nav{background:var(--cream-soft);border:1px solid var(--line);border-radius:var(--r-md);margin-bottom:32px;padding:20px 24px}.trrp-series-nav-header{flex-wrap:wrap;align-items:baseline;gap:8px;margin-bottom:14px;display:flex}.trrp-series-nav-label{color:var(--muted);text-transform:uppercase;letter-spacing:.03em;font-size:12px;font-weight:600}.trrp-series-nav-title{font-family:var(--f-body);color:var(--navy);font-size:16px;font-weight:700;text-decoration:none}.trrp-series-nav-title:hover{color:var(--gold-deep)}.trrp-series-nav-count{color:var(--muted);font-size:12px;font-weight:500}.trrp-series-nav-list{margin:0;padding:0 0 0 20px;font-size:14px;line-height:1.5}.trrp-series-nav-list li{margin-bottom:6px}.trrp-series-nav-list a{color:var(--body);transition:color var(--t-fast);text-decoration:none}.trrp-series-nav-list a:hover{color:var(--gold-deep)}.trrp-series-nav-current{color:var(--navy);font-weight:700}.trrp-series-nav-current span{color:var(--navy);padding-left:4px;position:relative}.trrp-series-nav-current span:before{content:"";background:var(--gold);border-radius:50%;width:6px;height:6px;position:absolute;top:4px;left:-14px}.trrp-toc-list a.trrp-toc-active{color:var(--navy);border-left-color:var(--gold);font-weight:600}.trrp-hero-editorial{background:radial-gradient(ellipse at 30% 80%, #c9a85c0f, transparent 50%), linear-gradient(180deg, var(--cream) 0%, var(--cream-soft) 100%);border-bottom:1px solid var(--line);box-shadow:inset 0 -1px 0 var(--line)}.trrp-stats-inline{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);box-shadow:var(--sh-md);margin-top:32px;padding:28px 32px!important}.trrp-topic-nav{-webkit-backdrop-filter:blur(12px)saturate(1.3);backdrop-filter:blur(12px)saturate(1.3);border-bottom:1px solid var(--line);background:#ffffffd9;box-shadow:0 4px 20px #0b1f3f0f}.trrp-topic-nav a{box-shadow:var(--sh-sm)}.trrp-topic-nav a:hover{box-shadow:var(--sh-md)}.trrp-article-card{box-shadow:var(--sh-md);border:1px solid #f0ece6cc}.trrp-article-card:hover{box-shadow:var(--sh-hover);border-color:#c9a85c33;transform:translateY(-6px)}.trrp-article-card .trrp-article-img:after{content:"";pointer-events:none;background:linear-gradient(#0000,#0b1f3f14);height:50%;position:absolute;bottom:0;left:0;right:0}.trrp-tool-card{box-shadow:var(--sh-md);border:1px solid var(--line)}.trrp-tool-card:hover{box-shadow:var(--sh-hover);border-color:var(--gold);transform:translateY(-4px)}.trrp-tool-card-icon{box-shadow:0 6px 20px #0b1f3f40}.trrp-topic-compact{box-shadow:var(--sh-md);border:1px solid var(--line)}.trrp-topic-compact:hover{box-shadow:var(--sh-hover);border-color:var(--gold);transform:translateY(-4px)}.trrp-section-alt{background:linear-gradient(180deg, #f0ece4 0%, var(--cream-soft) 40%, var(--cream) 100%);border-top:1px solid var(--line);border-bottom:1px solid var(--line);position:relative}.trrp-section-alt:before{content:"";background:linear-gradient(90deg, transparent, var(--gold-soft), transparent);z-index:1;height:1px;position:absolute;top:0;left:10%;right:10%}.trrp-stats{background:linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 50%, var(--navy-soft) 100%)}.trrp-stats:before{background:radial-gradient(at 20%,#c9a85c24,#0000 50%),radial-gradient(at 80%,#c9a85c14,#0000 50%)}.trrp-stat-num{text-shadow:0 2px 16px #c9a85c4d}.trrp-newsletter{box-shadow:var(--sh-lg);border:1px solid var(--line-strong)}.trrp-newsletter:before{background:linear-gradient(90deg, var(--navy), var(--gold), var(--navy));height:4px}.trrp-newsletter:after{content:"";pointer-events:none;background:linear-gradient(#c9a85c0d,#0000);height:100px;position:absolute;top:4px;left:0;right:0}.trrp-cta-bar{box-shadow:var(--sh-lg), inset 0 1px 0 #ffffff4d;background:linear-gradient(135deg, var(--gold) 0%, #d4b56a 50%, var(--gold) 100%)}.trrp-soft-cta{box-shadow:var(--sh-lg);border:1px solid var(--line-strong);background:var(--white)}.trrp-callout{box-shadow:var(--sh-lg), inset 0 1px 0 #c9a85c33}.trrp-article-img-fallback{background:linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 40%, var(--navy-soft) 80%, #c9a85c26 100%)}.trrp-eyebrow:after{content:"";background:linear-gradient(90deg, var(--gold), var(--gold-deep));border-radius:2px;width:40px;height:3px;margin-top:10px;display:block}.trrp-faq-item{box-shadow:var(--sh-sm)}.trrp-faq-item:hover{box-shadow:var(--sh-md)}.trrp-footer{position:relative}.trrp-footer:before{content:"";background:linear-gradient(90deg,#0000,#c9a85c66,#0000);height:1px;position:absolute;top:0;left:5%;right:5%}.trrp-nav-root{box-shadow:0 4px 20px #0b1f3f26}.trrp-topic-mark{width:36px;height:36px;margin-bottom:14px;display:block}.trrp-topic-mark:before{inset:6px}.trrp-fallback-mark{background:#c9a85c26;border-width:2px;width:56px;height:56px}.trrp-fallback-mark:before{border-width:1.5px;inset:9px}@media (prefers-reduced-motion:reduce){.trrp-article-card:hover,.trrp-topic-card-photo:hover,.trrp-tool-card:hover,.trrp-pill:hover{transform:none!important}}.trrp-deeper-links{background:var(--cream-soft);border-radius:var(--r-sm);border-left:3px solid var(--gold);margin:32px 0;padding:20px 24px}.trrp-deeper-links-title{text-transform:uppercase;letter-spacing:.04em;color:var(--gold-deep);margin-bottom:10px;font-size:12px;font-weight:700}.trrp-deeper-links a{color:var(--navy);transition:color var(--t-fast);padding:6px 0;font-size:15px;font-weight:600;text-decoration:none;display:block}.trrp-deeper-links a:before{content:"» ";color:var(--gold-deep)}.trrp-deeper-links a:hover{color:var(--gold-deep)}.trrp-article-with-toc{grid-template-columns:1fr;align-items:start;gap:40px;display:grid}@media (min-width:1080px){.trrp-article-with-toc{grid-template-columns:1fr 240px;gap:48px}.trrp-article-with-toc>aside{position:sticky;top:80px}}.trrp-guide{max-width:760px;margin:0 auto;padding:0 24px 64px}.trrp-guide-timeframe{font-family:var(--f-display);color:var(--ink);border-bottom:2px solid var(--gold);margin:48px 0 8px;padding-bottom:10px;font-size:24px;font-weight:700}.trrp-guide-timeframe:first-of-type{margin-top:0}.trrp-guide-sub{font-family:var(--f-body);color:var(--navy);margin:32px 0 12px;font-size:18px;font-weight:700}.trrp-checklist{margin:0 0 24px;padding:0;list-style:none}.trrp-checklist li{border-bottom:1px solid var(--line);color:var(--body);align-items:flex-start;gap:12px;padding:12px 0;font-size:16px;line-height:1.55;display:flex}.trrp-checklist li:last-child{border-bottom:none}.trrp-checklist-box{border:2px solid var(--navy-soft);border-radius:3px;flex-shrink:0;width:20px;height:20px;margin-top:2px;display:inline-block}.trrp-timeline{margin:0;padding:0;list-style:none}.trrp-timeline-item{border-bottom:1px solid var(--line);gap:20px;padding:20px 0;display:flex}.trrp-timeline-item:last-child{border-bottom:none}.trrp-timeline-age{background:var(--navy);width:72px;height:72px;color:var(--gold);font-family:var(--f-display);border-radius:var(--r-sm);flex-shrink:0;justify-content:center;align-items:center;font-size:22px;font-weight:700;display:flex}.trrp-timeline-body{flex:1}.trrp-timeline-title{font-family:var(--f-body);color:var(--ink);margin-bottom:4px;font-size:17px;font-weight:700}.trrp-timeline-desc{color:var(--body);margin:0;font-size:15px;line-height:1.55}.trrp-guide-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r-md);box-shadow:var(--sh-sm);margin-bottom:24px;padding:32px 28px}.trrp-doc-list{margin:0 0 24px;padding:0;list-style:none}.trrp-doc-list li{border-bottom:1px solid var(--line);padding:16px 0}.trrp-doc-list li:last-child{border-bottom:none}.trrp-doc-list-title{color:var(--ink);margin-bottom:4px;font-size:17px;font-weight:700}.trrp-doc-list-desc{color:var(--body);margin:0;font-size:15px;line-height:1.55}.trrp-guide-disclaimer{border-top:1px solid var(--line);color:var(--muted);margin-top:48px;padding-top:24px;font-size:13px;font-style:italic;line-height:1.6}.trrp-print-btn{background:var(--white);color:var(--navy);border:1px solid var(--line-strong);font-family:var(--f-body);cursor:pointer;transition:all var(--t-fast);border-radius:999px;align-items:center;gap:8px;padding:10px 20px;font-size:14px;font-weight:600;display:inline-flex}.trrp-print-btn:hover{background:var(--navy);color:#fff;border-color:var(--navy)}.trrp-print-btn svg{flex-shrink:0}@media print{.trrp-nav-root,.trrp-topic-nav,.trrp-footer,.trrp-soft-cta,.trrp-breadcrumb,.trrp-print-btn,.no-print{display:none!important}.trrp-page{background:#fff!important;min-height:auto!important}.trrp-hero-editorial{box-shadow:none!important;background:#fff!important;border-bottom:2px solid #1e3a5f!important;padding:0 0 16px!important}.trrp-hero-editorial:before{display:none!important}.trrp-section,.trrp-section-tight{padding:16px 0!important}.trrp-guide{max-width:none!important;padding:0!important}.trrp-guide-card{break-inside:avoid;box-shadow:none!important;border:none!important;margin-bottom:16px!important;padding:0!important}.trrp-guide-timeframe{break-after:avoid;margin-top:32px!important}.trrp-timeline-item{break-inside:avoid}.trrp-timeline-age{color:#1e3a5f!important;background:#fff!important;border:2px solid #1e3a5f!important}.trrp-checklist-box{-webkit-print-color-adjust:exact;print-color-adjust:exact;border-color:#333!important}.trrp-h1{font-size:28px!important}.trrp-guide-timeframe{font-size:20px!important}.trrp-lede{font-size:14px!important}.trrp-guide a[href]:after{content:" (" attr(href) ")";color:#666;font-size:11px}.trrp-guide a[href^=\#]:after,.trrp-guide a[href^=javascript]:after{content:""}.trrp-guide-disclaimer{break-inside:avoid;font-size:11px!important}@page{margin:.75in}}